Paper 1 · Financial Maths ⏱ Tested in 5+ recent exam questions Lesson 6 of 8

Financial Maths 6 – Annuities (Paying Money Back)

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You’ll learn

  • Set a loan equal to the present values of its repayments: a = F/(1+i), R = 1/(1+i)
  • Find the monthly repayment on a loan or mortgage using the Sₙ formula
  • Handle deferred-start loans and repayments that grow by a percentage each time
  • Use logs to find the number of repayments, with the page-31 amortisation formula as a check

Most recent exam questions

  • 2025 P1 Q8(b) — deferred
  • 2024 P1 Q7(b)(i)
  • 2024 P1 Q7(b)(ii)
  • 2023 P1 Q7(b) — deferred
  • 2023 P1 Q7(d)(ii) — deferred

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