Paper 1 · Financial Maths ⏱ Tested in 2 exam questions since 2023 Lesson 5 of 8

Financial Maths 5 – Annuities ( Saving Money)

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You’ll learn

  • Write regular savings as a geometric series and sum it with Sₙ = a(1−Rⁿ)/(1−R)
  • Convert the AER to a per-month rate first, keeping 7–9 decimal places
  • Handle beginning-of-month vs end-of-month deposits — they compound differently
  • Find the regular deposit P, or use logs to find how many deposits reach a target

Most recent exam questions

  • 2025 P1 Q8(a)(i) — deferred
  • 2025 P1 Q8(a)(ii) — deferred
  • 2023 P1 Q8(d)(i)
  • 2023 P1 Q8(d)(ii)

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